Will hurricane windows lower insurance?

Summary of the Article: Will Hurricane Windows Lower Insurance?

1. How much do hurricane windows reduce insurance? Lower Your Insurance Costs. Because impact windows can help protect your home from high winds and flying debris, your insurance company may give you a discount on your premium. In some cases, the discount can be as much as 20 to 30 percent.

2. Do impact windows reduce insurance? Impact windows lower homeowner’s insurance costs because they are designed to resist breaking when struck by wind-driven debris. They are typically made with double or even triple pane glass and, as an added bonus, they’re naturally energy-efficient.

3. Are hurricane windows worth the money? Having hurricane-rated impact windows installed can actually save you money over time, which can significantly defray the upfront costs. Because your home will be better protected against severe weather, you may enjoy significant discounts on your homeowners’ insurance premiums.

4. How much value does hurricane windows add? Installation of hurricane-proof windows can actually give you an excellent return on your investment – between 75-85% – if you plan to sell or even refinance your home in the near future.

5. What are the disadvantages of hurricane windows? Though this type of glass is durable, it can also have drawbacks. The biggest drawback of impact windows is their cost, which is why they are typically only used in high-risk areas. However, it is beneficial in the long run because they last much longer than other types of glass.

6. What are the disadvantages of impact windows? Drawbacks of impact-resistant windows. Impact windows can be twice the cost of a normal non-impact window of the same type and size. Also, if something does strike the laminated glass on your impact window, the glass will still crack and need to be replaced, even though the window will deny the projectile entry into the home.

7. What is the difference between impact windows and hurricane windows? To be considered a hurricane window, a product simply needs to provide a certain level of wind resistance. An impact window, on the other hand, will offer wind resistance as well as protection from impacts.

8. What is the life expectancy of hurricane windows? Aluminum hurricane windows ($90 to $275): Aluminum hurricane windows are the strongest option and have an average lifespan of up to 45 years.

9. How much more are hurricane windows than regular windows? HomeAdvisor states that the average cost of installing hurricane-proof windows on an entire home ranges from $2,449 and $13,395, or $7,922 on average. That comes to about $55 per square foot of the window. Each window, depending on size and customization, ranges between $90 and $400.

10. Are impact windows more expensive than hurricane windows? The cost of having custom impact window glass installed will likely be significantly higher. But on average, expect to pay an average of $8,000 for installation. The range is quite expensive based on the service, material, and professional you choose, but it can be between $2,600 and $14,000.

Watch the video below for more information: